:root{--ink:#14202b;--mut:#4a5a68;--bg:#fbfaf7;--card:#fff;--line:#e3ded3;--navy:#0f2a43;--teal:#0b6e7f;--tealbg:#e8f4f6;--cta:#146c2e;--ctah:#0f5624;--warn:#8a5a00;--warnbg:#fff6e0;--r:14px}
*{box-sizing:border-box}
html{font-size:100%;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:1.1875rem/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;margin:1.6em 0 .5em}
h1{font-size:2.1rem;margin-top:.4em}h2{font-size:1.6rem}h3{font-size:1.25rem}
a{color:var(--teal);text-underline-offset:3px}a:hover{color:var(--navy)}
:focus-visible{outline:3px solid #f5a623;outline-offset:2px}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.prose{max-width:760px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.logo{color:#fff;text-decoration:none;font:700 1.25rem Georgia,serif}
.logo small{display:block;font:400 .78rem system-ui;opacity:.8;letter-spacing:.02em}
nav.main{display:flex;gap:18px;flex-wrap:wrap;font-size:1rem}
nav.main a{color:#fff;text-decoration:none;padding:6px 0}nav.main a:hover{text-decoration:underline}
.crumbs{font-size:.9rem;color:var(--mut);padding:14px 0 0}.crumbs a{color:var(--mut)}
.btn,.callbtn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:56px;padding:12px 26px;border-radius:12px;border:0;background:var(--cta);color:#fff;font:700 1.2rem system-ui;text-decoration:none;cursor:pointer}
.btn:hover,.callbtn:hover{background:var(--ctah);color:#fff}
.btn.alt{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.callbtn{font-size:1.45rem;width:100%;max-width:440px}
.hero{background:linear-gradient(180deg,#eaf3f5,var(--bg));padding:28px 0 12px}
.hero h1{font-size:2.5rem;max-width:20ch}
.hero p.lead{font-size:1.3rem;max-width:44ch;color:var(--mut)}
.callbox{background:var(--card);border:2px solid var(--navy);border-radius:var(--r);padding:20px;margin:22px 0;max-width:640px}
.callbox h2,.callbox h3{margin:.1em 0 .4em;font-size:1.3rem}
.zipform{display:flex;gap:10px;flex-wrap:wrap}
.zipform input{flex:1 1 150px;min-height:56px;font:600 1.4rem system-ui;padding:8px 14px;border:2px solid #8a98a5;border-radius:12px;letter-spacing:.08em}
.zipform .btn{flex:0 0 auto}
.pill{display:inline-block;padding:3px 12px;border-radius:99px;font-size:.9rem;font-weight:600;background:var(--tealbg);color:var(--teal)}
.pill.open{background:#dff3e4;color:var(--cta)}.pill.closed{background:var(--warnbg);color:var(--warn)}
.ready{margin:14px 0 4px;padding:12px 16px;background:var(--tealbg);border-radius:10px;font-size:1rem}
.ready ul{margin:.3em 0 0;padding-left:1.2em}
.fine{font-size:.9rem;color:var(--mut)}
.msg{padding:12px 16px;border-radius:10px;background:var(--warnbg);color:#4d3300;margin:12px 0}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin:18px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;text-decoration:none;color:var(--ink);display:block}
.card:hover{border-color:var(--teal);box-shadow:0 2px 10px rgba(15,42,67,.08)}
.card b{display:block;color:var(--navy);font-size:1.15rem;margin-bottom:4px}
.card span{font-size:.98rem;color:var(--mut)}
table{border-collapse:collapse;width:100%;margin:18px 0;font-size:1rem;background:#fff}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}th{background:var(--tealbg);color:var(--navy)}
.tablewrap{overflow-x:auto}
.answer{background:var(--tealbg);border:1px solid #b9dde3;padding:14px 18px;border-radius:10px;margin:16px 0}
.tool label{display:block;font-weight:700;margin:16px 0 6px}
.tool select,.tool input[type=text]{width:100%;min-height:52px;font:1.1rem system-ui;padding:8px 12px;border:2px solid #8a98a5;border-radius:10px;background:#fff}
.tool .opt{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border:1px solid var(--line);border-radius:10px;margin:8px 0;background:#fff;font-weight:400}
.tool .opt input{width:24px;height:24px;margin-top:4px;flex:none}
.tool fieldset{border:0;padding:0;margin:14px 0}.tool legend{font-weight:700;margin-bottom:4px}
.result{background:#fff;border:2px solid var(--teal);border-radius:var(--r);padding:20px;margin:22px 0}
.result .big{font:700 2.2rem Georgia,serif;color:var(--navy)}
.prog{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:12px 0;background:#fff}
.prog h3{margin:0 0 4px;font-size:1.15rem}.prog .tag{font-size:.8rem;font-weight:700;padding:2px 10px;border-radius:99px;background:#dff3e4;color:var(--cta);margin-left:6px}
.prog .tag.ask{background:var(--warnbg);color:var(--warn)}
.disclosure{font-size:.92rem;color:var(--mut);background:#f1eee6;border-radius:10px;padding:12px 16px;margin:24px 0}
footer.site{background:var(--navy);color:#cfd9e2;margin-top:60px;padding:32px 0 100px;font-size:.95rem}
footer.site a{color:#fff}footer.site .cols{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
footer.site h4{color:#fff;margin:0 0 6px;font-size:1rem}footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:4px 0}
.stickybar{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:2px solid var(--navy);padding:10px 14px;display:none;z-index:50}
.stickybar .btn{width:100%;font-size:1.25rem}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chips a{padding:6px 14px;background:#fff;border:1px solid var(--line);border-radius:99px;font-size:1rem;text-decoration:none}
.meta{font-size:.9rem;color:var(--mut)}
@media(max-width:700px){.stickybar{display:block}h1{font-size:1.8rem}.hero h1{font-size:2rem}nav.main{gap:12px;font-size:.95rem}body{font-size:1.125rem}}
@media print{header.site,footer.site,.stickybar,.callbox{display:none}body{background:#fff}}